How to apply for a right-of-occupancy apartment
Helsinki, Espoo, Vantaa, Hyvinkää, Järvenpää, Kerava, Kirkkonummi, Nurmijärvi, Mäntsälä, Porvoo, Sipoo, Tuusula and Vihti form one joint application area.
You can apply for a right-of-occupancy apartment if you are 18 years of age or older and have a queue number for the application area. Read more about who may be granted an apartment.
Apply for a right-of-occupancy apartment as follows:
1. Apply for a queue number
You can apply for a queue number in our e-services or by using an online form. When you apply for a queue number, you need to select the municipality in which you will primarily be applying for an apartment. However, you can also apply for apartments in other municipalities.
Queue numbers applied for after 1 January 2015 (181630 or higher) can be used to apply for an apartment in any municipality in the joint application area. Any queue number applied for before the joint application area system is only valid in the municipality in which it was applied for.
Helsinki, Espoo and Vantaa have formed a joint application area since the beginning of the system. Hyvinkää, Järvenpää, Kirkkonummi, Nurmijärvi, Mäntsälä, Sipoo, Tuusula and Vihti joined the application area on 1 January 2015. Kerava joined the application area on 1 January 2016 and Porvoo on 1 July 2017.
Your queue number will remain valid until you have signed a right-of-occupancy contract and paid the right-of-occupancy fee.
You will lose your queue number if you decline for a third time a housing offer that you have already accepted after the company has reserved the apartment for you and sent a proposal of the acceptance of your right-of-occupancy to the city. You will also be considered to have declined the offer if the company has reserved the apartment for you and you ignore their requests to contact them or fail to provide them with the requested additional statements. If you lose your queue number, you can apply for a new one.
Please note that the queue number is personal and cannot be transferred to another person.
2. Apply for an apartment
Once you have received your queue number, explore the companies owning right-of-occupancy apartments and apply for apartments on the companies' websites. A separate housing application is submitted for each company.
3. Wait for a housing offer from a company
Once you have submitted your application to a right-of-occupancy housing company, please wait for their housing offer. If you are offered an apartment and are interested in it, you can accept the offer without being bound to purchase the apartment. If you have the lowest queue number among the interested applicants, the company will contact you and reserve the apartment for you.
4. Provide the necessary documents
The right-of-occupancy company will ask you to submit a statement of your assets (pdf) (in Finnish) along with its attachments. The City of Helsinki will then review your queue number and the attachments you submitted and accept you as a recipient of a right-of-occupancy apartment.
5. Sign the contract and pay the right-of-occupancy fee
After this, you can sign a contract with the right-of-occupancy company. A right-of-occupancy fee must be paid for the right-of-occupancy apartment, amounting to 10–15% of the apartment’s original value, adjusted by the building cost index. In addition to this fee, you will also pay a monthly maintenance charge similar to rent.You can continue to live in a right-of-occupancy apartment for as long as you like. The term of notice for a right-of-occupancy apartment is three months. When you give up your apartment, your original right-of-occupancy fee will be returned to you, adjusted by the building cost index.