Old-age pension
The general retirement age is 65. At that age, you will start to receive an old-age pension. You can receive your pension from a pension provider or from Kela. If you have been in the workforce, you can get earnings-related pensions paid by an authorised pension provider. If you receive only a small earnings-related pension, you can also get an old-age pension from Kela.
If you have previously claimed a disability pension, when you turn 65 Kela will automatically change it to an old-age pension. This may change the size of the pension that you receive.
Alongside old-age pension, you may be eligible for a care allowance for pensioners and a pensioner's housing allowance, for example. In addition, you may be able to receive social assistance, reimbursements for medical expenses, reimbursements for medical care, and reimbursements for the costs of travel to public or private healthcare providers.
Read more about pensions on Kela's website (Link leads to external service)
From disability allowance to care allowance
If you have previously received a disability allowance, its payment will be discontinued when you retire.
Instead, pensioners may be granted a care allowance for pensioners. Just like the disability allowance, the care allowance for pensioners is payable at three rates: the basic rate, the middle rate, and highest rate. The rate at which you are granted the allowance depends on the level of assistance, guidance and supervision that you need.
You can receive informal care support at the same time as care allowance.
Read more about the care allowance for pensioners on Kela's website (Link leads to external service)